These disclosures explain the capacity in which ZIORA Wealth provides mutual fund distribution support, how Regular Plans and distributor commissions work, and the risks investors should consider before transacting.
ZIORA Wealth - AMFI Registered Mutual Fund Distributor
ARN: ARN-247546 | Effective 19 August 2026
ZIORA Wealth is a financial services brand led by Anju Choudhary, an AMFI Registered Mutual Fund Distributor holding ARN-247546 and NISM Series V-A certification. ZIORA Wealth is not an Asset Management Company, Portfolio Management Service, stock broker or SEBI Registered Investment Adviser unless a separate authorisation is expressly disclosed.
Mutual fund transactions facilitated through ZIORA Wealth are under Regular Plans unless expressly stated otherwise. The total expense ratio of a Regular Plan includes distribution expenses, and ZIORA Wealth may receive trail commission from the relevant AMC. Direct Plans do not include distributor commission and therefore have a lower expense ratio. Commission rates may differ across AMCs, schemes and periods; applicable material information will be disclosed in accordance with regulatory requirements.
As an AMFI Registered Mutual Fund Distributor, the ARN holder is required to follow the AMFI Code of Conduct for Mutual Fund Distributors, including standards relating to transparency, suitability discussions, risk disclosure, records and client communication.
ZIORA Wealth may be empanelled with and receive different trail commissions from multiple AMCs. This creates a potential conflict of interest. Discussions should consider the investor's stated goals, time horizon, risk profile and liquidity needs, and material conflicts or commission information should be disclosed where applicable. Investors may also consider products or Direct Plans not distributed through ZIORA Wealth.
Mutual fund schemes are not guaranteed or assured-return products. Investments may be affected by equity-market, interest-rate, credit, liquidity, concentration and other scheme-specific risks, including possible loss of principal. Investors should review the Scheme Information Document, Key Information Memorandum, Riskometer and current scheme disclosures before investing.
Account opening and transactions may be completed through NJ Wealth, an AMC, registrar or another authorised external platform under that platform's terms. Exit loads, taxation, settlement time and operational rules vary by scheme and investor circumstances. Website content is educational and is not tax or legal advice.
Past performance does not guarantee future results. Illustrations, calculators, market commentary and category discussions are not promises of return, capital protection or achievement of a financial goal.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
